Utilization of Soft Information on Bank Performance: The Roles of Relationship Lending in Competitive Local Markets by Tadanori Yosano
English | PDF,EPUB | 2019 | 119 Pages | ISBN : 9811384711 | 3.32 MB
This book explores the effects of soft information utilization in the decision process for lenders, especially concerning small and medium-sized enterprises (SMEs) in regional markets. This study is one of the first to use questionnaire survey data from lender representatives, and analyzes the relationship between the financial metrics of a lender’s performance and soft information factors in inter-bank competition. The authors’ empirical results suggest that utilizing soft information allows banks to attain a more precise lending decision.