Credit 360 Appraisal Disbursement Monitoring And Recovery

Banks are exposed to various kinds of risks; among them are credit default risks, market price risks and operational risks the most important ones. Aggregating these different risk ex- sures to a comprehensive risk position is an important, yet challenging and up to now un- solved task. Banks’ current state of the art in risk management is still far away from achieving a fully integrated view of the risks they are exposed to. This shortfall traces back to both, to conceptual problems of constructing an appropriate risk model and to the computational b- den of calculating a loss distribution. The approach presented in this book takes credit default risk as a starting point. By integrating market risks, a general credit risk model is constructed that comprises the standard industry credit risk models as special cases. Within the framework of this general credit risk model, the effects of simplifying assumptions that are typical for standard credit risk models can be a- lyzed. Important insights gained by this analysis are that neglecting market price risks and losses given default correlated to default rates can cause a significant understatement of value at risk figures.

Wearable Systems Based Gait Monitoring and Analysis provides a thorough overview of wearable gait monitoring techniques and their use in health analysis. The text starts with an examination of the relationship between the human body’s physical condition and gait, and then introduces and explains nine mainstream sensing mechanisms, including piezoresistive, resistive, capacitive, piezoelectric, inductive, optical, air pressure, EMG, and IMU-based architectures. Gait sensor design considerations in terms of geometry and deployment are also introduced. Diverse processing algorithms for manipulating sensors outputs to transform raw data to understandable gait features are discussed.

This book comprises the selected contributions from the 2nd World Congress on Condition Monitoring (WCCM 2019), held in Singapore in December 2019. The contents focus on digitalisation for condition monitoring with the emergence of the fourth industrial revolution (Industry 4.0) and the Industrial Internet-of-Things (IIoT).

This book focuses on grassland ecosystem evaluation including vegetation coverage, net primary productivity, carbon sink accounting, and grassland degradation evaluation based on mutual data resource, ecosystem model simulation, remote sensing monitoring and driving mechanism exploration. It aims to provide a guide seeking to understand the overall situation of grassland in China in the context of global climate change and build a scenario for the driving force quantitative evaluation.

This volume contains selected papers from the Fifth Conference on Maintenance, Condition Monitoring and Diagnostics, MCMD 2021, in Oulu, Finland, collected by editors with years of experiences in condition monitoring, signal processing, advanced reasoning and diagnostics, maintenance, risk assessment, and asset management. This work maximizes reader insights into the current trends in novel technologies and maintenance trends in industrial domains, energy production and energy conservation, mechatronics and robot technologies. These proceedings discuss key issues and challenges in the operation, maintenance and risk management of complex engineering systems and will serve as a valuable resource for condition monitoring and risk management professionals from industry and science exchange knowledge, experiences and strengthen multidisciplinary network those in the field. This book will be of benefit to academia, and industry alike.

The book is a collection of the latest research techniques on environmental monitoring and assessments.

Various environmental issues are related to urban activities. Through the growing recognition of the necessity to develop sustainable urban mana- ment, the University of Tokyo established the Center for Sustainable Urban Regeneration (cSUR) in July 2003. A research program at the cSUR was designed to create an integrated approach and to provide knowledge for s- tainable urban regeneration with the aid of a global network of researchers and professionals, and to coordinate the international research alliance made up of leading academic institutions worldwide.